Merchant Agreement

Last Updated: 20 October 2026

This Merchant Agreement ("Agreement") governs your participation as a seller on the AfriKDP Marketplace — the section of the platform covering video courses, templates & software, images & graphics, audio & music, and freelance/escrow services. It is separate from the Author Agreement that governs book publishing. You may hold both agreements at once on a single AfriKDP account; each is signed and verified independently, and one does not substitute for the other.

1. Scope of This Agreement

By signing this Agreement, you become a verified Marketplace Seller, permitted to list eligible digital products and services for sale on afrikdp.com/marketplace.html and to accept paid freelance engagements through the platform's escrow system. This Agreement applies to every Marketplace listing and every freelance gig on your account, current and future, unless replaced by a later signed version.

2. The 70/30 Revenue Split

For every paid transaction on the Marketplace — a listing sale, a tiered product purchase, or a completed freelance escrow gig — revenue is divided as follows:

• Creator Share (70%): You keep seventy percent of the final sale price.
• Platform Fee (30%): AfriKDP retains thirty percent. This covers payment processing, escrow protection on freelance gigs, dispute handling and resolution, hosting for larger file formats (video, audio, software packages), and platform maintenance.

This split is distinct from the 85/15 split that applies to book sales under the Author Agreement. Signing this Agreement does not change the royalty on any book you have published or will publish.

3. Eligible Listings

You may list original work you own the rights to, in the following categories: video courses, templates and software, images and graphics, audio and music, and freelance services. AfriKDP reserves the right to remove any listing that violates the Copyright Policy, misrepresents its contents, or falls outside supported categories.

4. Freelance & Escrow Services

Freelance engagements booked through AfriKDP use the platform's escrow system: a buyer's payment is captured and held the moment a contract is funded — it does not reach you immediately, and it is not counted toward your withdrawable wallet balance while it's held. Specifically:

• Funds stay locked in escrow for the full life of the engagement — while work is in progress, while a delivery is in revision, and while a submitted delivery is pending your buyer's approval.
• Once your buyer approves the delivery — or the platform's review window closes without an objection being raised — the escrowed funds are released under the 70/30 split above: 70% to your wallet, 30% retained by AfriKDP.
• If a delivery is disputed, the funds remain frozen in escrow until the dispute is resolved through AfriKDP's dispute process. No escrowed funds are released to either party unilaterally while a dispute is open.
• Your dashboard always shows escrowed (locked) funds separately from your available-to-withdraw wallet balance, so you can see at a glance what's tied to an active contract versus what's yours to withdraw now.

You are responsible for delivering work that matches what was agreed with the buyer before the engagement began.

5. Identity Verification (KYC)

Before adding a payout account, listing a paid item or withdrawing, every seller must verify their identity in line with Central Bank of Nigeria (CBN) and Anti-Money Laundering (AML) rules. Checks are run by our verification partner against the official records of your country and may include a live selfie. Nigerian sellers receive a Paystack settlement account after verification; sellers elsewhere are paid by transfer or mobile money. See the KYC & Identity Verification Policy and the Royalty & Withdrawal Policy.

6. Content & Conduct Standards

As a Marketplace Seller, you agree to:

• Upload only original work, or work you hold verifiable rights to distribute
• Provide accurate descriptions, previews, and pricing for every listing
• Respond to buyer disputes and support requests in good faith
• Deliver freelance work matching the terms agreed at the start of the engagement
• Comply with the platform's Terms of Service, Copyright Policy, and Return & Refund Policy

6A. Partner Distribution (optional)

Your Marketplace products (not freelance services) can also be offered through approved partner marketplaces, learning apps and stores, only if you sign the separate Partnership Agreement. Under it you receive 70% of what AfriKDP receives from each partner sale, partners never receive your identity, bank or contact details, and you can leave at any time. If you do not sign it, your products are sold only on AfriKDP.

7. Suspension & Termination

AfriKDP may suspend or terminate Marketplace access for repeated buyer disputes, confirmed copyright infringement, fraudulent listings, or violation of this Agreement. Suspension of Marketplace access does not affect a separately-held Author account or its book listings, and vice versa.

8. Changes to This Agreement

AfriKDP may update this Agreement periodically. Material changes to the revenue split or fee structure will be communicated in advance. Continued use of Marketplace selling privileges after a change takes effect constitutes acceptance of the revised terms.

9. Contact

Questions about this Agreement can be sent to [email protected].